Why Employers Need an EPLI Policy

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epl
Did you know that…

  • Seventy-five percent of all litigation against companies today involves employment disputes?
  • The legal landscape is becoming increasingly more onerous for employers regarding their relationship with their employees?
  • Almost 100,000 charges were filed with the Equal Employment Opportunity Commission last year?
  • As the economy continues to falter, high unemployment, layoffs and salary freezes continue to be triggers for lawsuits from disgruntled employees and ex-employees?

Every employer needs a comprehensive Employment Practices Liability (EPL) policy in their risk management portfolio to protect their business from unanticipated claims of discrimination, harassment, wrongful termination, failure to pay overtime, retaliation and other common allegations.

We offer broad EPL coverage and risk management services:

  • Fair Labor Standards Act (FLSA) – $100,000 sublimit for defense and indemnity
  • Defense outside the limit of liability (must purchase $500,000 limit or higher and have under 200 employees)
  • Retentions as low as $1,000 (varies by state, city and class)
  • Third-party discrimination and harassment option available for most classes

For a quote, please submit an EPL Application to Angela Guerrera.

Emergency Care Services

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Continental Agency of CT offers Comprehensive General & Professional Liability, Property and Inland Marine coverages for Emergency Care Services. These coverages include:

  • Ambulance Services
  • First Aid and Rescue Squads
  • Paramedics and First Responders
  • EMT’s
  • Non-Emergency Transportation Services

PRODUCT HIGHLIGHTS:
Professional & General Liability

  • GL limits available up to $1,000,000 each occurrence/$3,000,000 aggregate
  • Defense is OUTSIDE the limits
  • Occurrence-based coverage
  • Emergency Medical Technician additional insured and off-duty coverage
  • Loading and Unloading of patients coverage
  • No Sexual Molestation exclusion
  • Pays defense costs, first-aid expenses and medical payments

Property

  • Commercial Property is available for Building, Business Personal Property & Loss of Earnings
  • Property Extension/Enhancement endorsement includes personal effects and property of others, valuable papers, property off premises, signs, sewer and drain backup, etc.
  • Property Floaters available to cover Equipment and Tools

Please email the ‘Emergency Care Services Application’ to Denise Borrelli for a quote or contact her for more information.

Welcome to CA of New England!

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New Look! New Name! Same Great Service

In celebrating our 35th anniversary the staff of Continental Agency would like to welcome you to our new website.

In 1976 Walter Prast had a vision of opening an Excess & Surplus Lines office in the state of Connecticut to provide the service, products and programs you have become accustomed to these last 35 years.  In that time we have expanded to the other New England states by first opening CESI of New England and then Continental Agency of RI.

In that time we have transformed the agency into a full regional Excess & Surplus Lines Insurance Brokerage servicing all of the New England states and over 750 agencies within the New England region.

With our expended markets, on-line quoting and experienced Underwriters — each of whom have a minimum twenty years of experience in the field — we strive to offer top notch quality service to all our agents.

We look forward not only to continuing the level of service you have grown accustomed to, but also of finding new ways to meet your expectations.

Browse our new site to find applications, forms and online quotes.

Contact us with any questions or comments.