Umbrella

Our Personal Umbrella for Standard Applicants is designed for individuals with acceptable, but not perfect driving records, mid-sized watercraft, and/or multiple home and automobile exposures. It is available for individuals who do not have local or national name and face recognition.

PRODUCT FEATURES:

• True Umbrella coverage
• Limits available up to $10,000,000 for risks that qualify
• $25,000 of Excess Uninsured/Underinsured Motorists coverage included in the basic premium. Additional excess UM/UIM limits are available
• Personal Injury Protection automatically included when provided by underlying coverage
• First dollar coverage for Non-owned Watercraft and Recreational Vehicles
• A.M. Best rated A++ carrier

PRODUCT ELIGIBILITY:

• Coverage available for vehicles, motorcycles, jet skis and
  recreational vehicles
• Underlying coverage on a Personal lines form except for underlying Business Auto or Garage forms
• One at fault accident
• Up to four violations in the household
• Unlimited number of watercraft if less than 25 feet
• Up to one watercraft 26-50 feet

ADDITIONAL ADVANTAGES:

• Fast and easy access to quote this product on our website
• Quick turnaround time on submissions
• Superior Policy Issuance

For more information regarding Personal Umbrellas or for a quote, please contact Denise Borrelli.