Our Personal Umbrella for Standard Applicants is designed for individuals with acceptable, but not perfect driving records, mid-sized watercraft, and/or multiple home and automobile exposures. It is available for individuals who do not have local or national name and face recognition.
PRODUCT FEATURES:
- True Umbrella coverage
- Limits available up to $10,000,000 for risks that qualify
- $25,000 of Excess Uninsured/Underinsured Motorists coverage included in the basic premium. Additional excess UM/UIM limits are available
- Personal Injury Protection automatically included when provided by underlying coverage
- First dollar coverage for Non-owned Watercraft and Recreational Vehicles
- A.M. Best rated A++ carrier
PRODUCT ELIGIBILITY:
- Coverage available for vehicles, motorcycles, jet skis and
recreational vehicles - Underlying coverage on a Personal lines form except for underlying Business Auto or Garage forms
- One at fault accident
- Up to four violations in the household
- Unlimited number of watercraft if less than 25 feet
- Up to one watercraft 26-50 feet
ADDITIONAL ADVANTAGES:
- Fast and easy access to quote this product on our website
- Quick turnaround time on submissions
- Superior Policy Issuance
For more information regarding Personal Umbrellas or for a quote, please contact Denise Borrelli.